Posts

Showing posts from June, 2020

Raguragavan Sreetharan | New Business Deal Breakers

Image
Raguragavan Sreetharan – No matter how brilliant a business idea might be, certain deal breakers will stop it in its tracks. Deal breakers are the secrets you would rather not share with your business analyst or banker, though you probably should. Raguragavan Sreetharan If you’re applying for a loan to start or grow a business, here are some common deal breakers you should know about: Inadequate Equity. You have undoubtedly heard gripping stories about folks who wangle 100% financing without investing a dime of their own. Those tales make great fodder for talk shows and infomercials, but lack of equity is usually a deal breaker in the real business world. Unless you’re borrowing from love ones, start-ups should plan to bring at least 20% equity to the deal. Cards & Toys. This means ballooned credit card balances and a backyard bursting with toys, such as boats, bikes, and skidoos. There is nothing wrong with owning toys if you can afford them; it’s the high interest loans with outs

Raguragavan Sreetharan | Banking Jobs - How to Succeed in Banking

Image
Ragavan Sreetharan | Banking jobs, especially investment banking jobs are very much in demand. Every young kid who is good with figures wants to be an investment banker. Why? This is simply because investment banking is one of the most lucrative jobs around! But we all know that it takes time and dedication to succeed. You need to start off with entry level banking jobs just like everyone else! Some Job Profiles Having said that, I must tell you that investment banking is not the only banking job around, there are different types of banking jobs, but it is not surprising that about 67% if the total banking jobs are those of a bank teller's. Some important job positions in a bank are: Bank Manager - The man who runs the show. You need to supervise the daily operations of the bank and find out whether bank employees are doing their work as planned. Accountants - If you are good with accounts and are qualified, you can become an accountant with a bank. This job is an important one b