Raguragavan Sreetharan | Ethics in Income Act

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Raguragavan Sreetharan | Banking Jobs - How to Succeed in Banking

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Ragavan Sreetharan | Banking jobs, especially investment banking jobs are very much in demand. Every young kid who is good with figures wants to be an investment banker. Why? This is simply because investment banking is one of the most lucrative jobs around! But we all know that it takes time and dedication to succeed. You need to start off with entry level banking jobs just like everyone else! Some Job Profiles Having said that, I must tell you that investment banking is not the only banking job around, there are different types of banking jobs, but it is not surprising that about 67% if the total banking jobs are those of a bank teller's. Some important job positions in a bank are: Bank Manager - The man who runs the show. You need to supervise the daily operations of the bank and find out whether bank employees are doing their work as planned. Accountants - If you are good with accounts and are qualified, you can become an accountant with a bank. This job is an important one b...
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Raguragavan Sreetharan | Mortgage Banker VS Mortgage Broker

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Raguragavan Sreetharan | What a great question and one that many find very confusing. First of all let’s start at the beginning of a home loan. When you apply for a home loan the very first thing you are going to need is a lender. A financial lender is someone that is going to supply you with the financing of your home loan. Whether you go FHA, Conventional, VA or where I live in Texas, you can receive a Texas Vet loan, you are going to need financing…unless of course you pay cash, then you can skip this article altogether. Raguragavan Sreetharan Raguragavan Sreetharan | WHAT HAPPENS? When you start your home loan process you could spend all day on the internet looking at rates, various mortgage “broker” companies and find that they are basically all the same. Whether you go the banker or broker route, you are going to supply either one of them with very personal information such as your credit report which they will run, your tax returns (if self employed), W-2’s, pay-stubs, bank stat...
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Ragavan Sreetharan | How to Appeal A Property Tax Assessment

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Ragavan Sreetharan | If you believe your home's assessed value is greater than what you can sell your house for, then it is in your best interest to contest the value. The first thing you have to understand is that property taxes are one of the largest sources of revenue for your municipality, county, and state government. Tax assessments are made up of two components, they include: the value of your land and also your dwelling.    The Ohio revised code and Ohio administrative code mandate the appraisal department to conduct a re-appraisal of each parcel every six years, or an update every three years if improvements were made to the dwelling based upon building permits pulled on your property. Understanding how to contest your home's assessed value is critical to winning your appeal. You will need to consider many factors to determine the fair value of your home. The auditor will look at acreage, age of your home, square footage, recent improvements, outbuildings, decks or...
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